Newly Rebuilt Tuscan Waterfront Harbor Estate
[ 2 Jul 2008 | No Comment | 326 views ]
Newly Rebuilt Tuscan Waterfront Harbor Estate

Huntington Harbour: Stunning newly rebuilt Tuscan waterfront estate by Harbour Bay Homes Development. 4 bedroom, 3.5 baths, office, formal living and dining rooms, waterfront great room, towering 2 story entry, great location, front row seat for the boat parade, private boat dock can accommodate up to a 58 foot boat. Built in 1973, nearly rebuilt in 2006 … Offered at: $3,195,000

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Homes For Sale, Waterfront Homes »

Chateau on the Bay. Huntington Harbor’s premiere estate.
[ 30 Jul 2008 | No Comment | 147 views ]

Chateau on the Bay. Huntington Harbor’s premiere estate. Classic French Mediterranean architecture, once in a lifetime main channel point location with tri-channel views, new 72 foot dock (can be lengthened), great room floor plan, 6 bedrooms, 6 baths, downstairs guest bedroom, upstairs large waterfront bonus room, French style goumet kitchen adjoins waterfront great room, water views from the library/home office, 3 interior fireplaces, elevator, 130 feet of water frontage with 70 foot travertine cantilevered deck, waterfont spa overlooks bay, 3 car garage, beautifully landscaped entry courtyard, waterfront outdoor living area with fireplace, cul de sac location. Another stunning waterfront home built by Harbour Bay Homes Development, Jim Caldwell.

Condos For Sale »

Huntington Harbor Townhome Broadmoor End Unit
[ 28 Jul 2008 | No Comment | 222 views ]

2 Bedrooms, 3 Baths
More information: (714) 235-9245
MLS#: S540276

Price: $619,000
3206 Anne Cir UNIT 120
Huntington Beach, CA 92649
Orange County Condo

Private, end unit location overlooking the tennis courts in Broadmoor, Huntington Harbor. Townhouse model with extra deep garage, and room for extra equipment or could be a bonus room. Fireplaces in Living Room and Master suite.  More real estate details »

Featured, Mortgage Rates »

Susan’s Huntington Harbor Mortgage Rate
[ 22 Jul 2008 | No Comment | 82 views ]

mortgage-rates.jpg

Stocks rebounded this week as a drop in oil prices on concerns that a slowing economy will lower demand for fuel helped offset concerns about inflation.

Wells Fargo decided to boost its dividend which countered concerns about the health of banks. Wells Fargo said its 2nd quarter earnings fell 22% but beat Wall Street expectations. Their stock went up 19%.

Federal Reserve Chairman, Ben Bernanke told Congress that mortgage giants Fannie Mae and Feddie Mac are in no danger of failing. The Bush administration is asking Congress to temporarily increase lines of credit to both institutions and to let the government buy their stock. The Fed has offered to let the companies draw emergency loans.

The Fannie Mae and Freddi Mac troubles came on the heels of the failure of IndyMac Bank.

With good news in the stock market, bond prices declined and rates went up. Conforming 30 Year Fixed is at 6.125%, Conforming Plus/Agency is at 6.25% and Jumbo is at 7.75%. I have a great 5 year interest only loan with 20% down up to $1,000,000 at 5.875%. Higher loan are available with more down payment but the rate stays at 5.875%.

World/Wachovia announced this week that they are waiving the prepayment penalty on all pick-a-pay/pay option arm loans. These loans that closed in the past several years have currently adjusted to the mid 5% with the lowering of the short term rates. They would like to see these borrowers move into the higher fixed payment loans. Huntington Harbor real estate and mortgage rates.

Susan Van Wagenen

Let me know if you have any more questions!
Download Today’s Current Rate Sheet

Susan Van Wagenen
Terra Mortgage
Phone: 714-323-5559
Fax: 714-242-9666

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